Wednesday, September 1, 2010

Stock Market mentor

By now, most people in the financial markets and financial media has heard of Anton Kreil. He was the office manager and mentor to the candidates of the BBC reality documentary “Million Dollar Traders”. The show dealt with the vagaries of the financial markets and tested the trading skills of ordinary men and women against professional traders. The show was clearly a career risk for Kreil, but it seems like the guy has been thriving on risks his whole life. Word has it that Kreil, has built up a considerable portfolio himself by taking well calculated risks in the financial markets and spotting profitable opportunities at the right time.

Before appearing in Million Dollar Traders, Kreil was a successful institutional trader. At the age of 20, Goldman Sachs hired him as a trader before he finished his undergraduate studies at Manchester University. He worked in London and on Wall Street, and traded on Goldman’s Pan European Equities Trading desk. During his stint with Goldman, Kreil built a reputation as a calculated risk taker and a go to guy in the market for sizeable liquidity. Through his keen understanding of the market, both his, and his client’s trades, paid off big time.

Kreil was then head hunted by Lehman Brothers and stayed at the company for two years. While working with Lehman, he successfully built a number one ranked European trading franchise. After two years at Lehman, he was again head hunted by JP Morgan. Still at the tender age of just 26, he was a Vice President of the JP Morgan European trading desk. Things however, didn’t work out the way Kreil had planned at Morgan. The word on the street is that he was given a substantial mandate by senior management to transform the risk culture and trading mentality of the desk. When he put this strategy into action, the difference in culture’s and trading styles became an obstacle. Morgan apparently wanted him to be long the market and Kreil refused. He left JP Morgan in May 2007, and consolidated everything he owned into cash. Rumour has it that Kreil’s conviction to be short was so high, that he used his life savings to go short the market, using his personal trading account before travelling around the world. When the rest of the world wanted to buy, Kreil was selling out.

During his journeys, Kreil travelled and lived in under privileged communities. He became convinced that everyone should be given the chance to create their own wealth independently. When his ex Goldman Sachs colleague Lex Van Dam called to tell him about his new project, this was the spark that led to their collaboration and the filming of “Million Dollar Traders”. Kreil wanted to show the world that people could make a fortune by trading wisely, intelligently, and conscientiously. The show became an instant sensation in the U.K. with over one and a half million viewers per week and was aired around the world in places as far afield as Australia. It showcased both Van Dams and Kreil’s vision that everyone who has the right training and character to face the challenges of the financial markets can succeed.

Million Dollar Traders shattered the long held myth that being a success in the financial markets can only be achieved by an elite few. The relative success of the participants in a real trading environment, with a real $1mln pot to trade, proved that the Million Dollar Traders message rings true. In fact, Kreil was able to show that ordinary men and women, if given the right training, could outperform professional traders. Today, Kreil is back in London. Through his training seminars and private consulting firm, Kreil is continuing his quest in teaching, guiding and giving hope to people who want to become independently wealthy from trading the financial markets. Based on this evidence it sounds like we should all be signing up.

Market Timing Systems

These days, serious investors need proven tools in order to keep pace with the ups and downs of the stock markets. The Dow Theory's Timing Indicator proprietary market timing systems have a track record that has surpassed the majority of other similar market timing systems.

Over the last few volatile years, The Dow Theory's market timing systems have made interpretations that have gained a total of 7,560 Dow Jones Industrial points, while other market timing systems have lost over 9,000 Dow Jones Industrial points during the same time period. The key to smart investing is to know when to buy and hold your stocks, and when to sell. The Dow Theory market timing systems gives you a leg up on when to buy and hold or sell because you are getting advice directly from the experts.

Jack Schannep, the author of The Dow Theory for the 21st Century, has over 50 years of financial business experience to back up his Dow Theory market timing systems. His Timing Indicator market timing systems give practical and accurate advice that can turn small investments into substantial financial gains, if you have the patience and the perseverance to invest according to Schannep's proven market timing system practices.

A veteran of many Bull and Bear markets, Schannep has the experience and know-how to assess what the markets will do, based on painstaking attention to detail of current conditions. By keeping a close eye on certain trends and their timing, Schannep uses his market timing systems to spread the word to investors in the know, about what moves to make with their portfolios. In addition to the external factors used by The Dow Theory, Schannep also uses internal factors and monetary conditions in his market timing systems that, in his opinion, provide a more accurate assessment of market conditions than the traditional Dow Theory alone. His proven market timing systems have recognized many trends, giving investors the heads-up they need to decide which stocks to hold and which ones to sell.

Successful investing is an endeavor that needs constant attention. While there are those who "dabble" in the markets, it's the serious investors who make serious money. By using tools such as market timing systems, the experts can guide the serious investor towards significant gains. If investing is not your main occupation, you have even more reason to trust an expert like Jack Schannep, whose Timing Indicator market timing systems are used by successful investors all over the world to make the most of their investments. When you let an expert like Schannep do the research for you, chances are, subscribing to a market timing system like his Timing Indicator, will give you the edge other market timing systems just don't have.

To learn more about Jack Schannep and his Dow Theory Timing Indicator market timing systems, go to thedowtheory You can look over the valuable information for free, as well as gain more insight by becoming a paid subscriber now.

Stocks Will Benefit

Investors disappointed with the stock market's sub-par performance have piled into other asset classes. One such red hot asset class is the bond market, which has been attracting a lot of investment dollars, largely at the expense of stocks.

But that sizzling rally may be nearing its end. No prizes for guessing which asset class will benefit from the coming bond bust.

Why is there such a negative outlook for the big bond market? Well, the core rationale behind that rally, particularly in the Treasury bonds, can't stand up to a critical review. The goal here is to persuade you that bonds have had a great run, but their best days are behind them. Get ready for the stream of money into the stock market. Stocks are the place to be!

While there are other factors at play as well, the primary driver of this Treasury bond rally is a very pessimistic view of the US economic outlook. Purveyors of this view foresee the U.S.'s path to be very similar to Japan's in the 1990s. The Japanese economy was stuck in a spiral of torpid growth and deflation in that decade. The dispute goes that Japan's 'lost decade' was preceded, as is the case with the U.S. now, by the bursting of a real estate and banking bubble.

It is an acceptance that the U.S. economy is faced with a number of challenges, it is not alleged that we are headed towards a deflationary phase. With the yield on the 10-year bond now at a multi-decade low in the 2.5% neighborhood, it simply can't be compressed anymore. When you see that the dividend yield on the 30-stock Dow Jones index exceeds the 10-Year bond yield, you know that the Treasury bonds are in uncharted territory.

The U.S. is No Japan

While there are many similarities between the U.S. today and Japan in 1990, there is one critical point of difference between the two – the U.S. Federal Reserve. The Fed's conduct to date clearly shows its deep perception of the Japan scenario. With Ben Bernanke at the helm, the U.S. has the most earnest student of Japan-like situations in command. His 'Helicopter Ben' nickname is closely tied to his strong views on the subject.

We have clear facts that the Fed has internalized two key lessons from Japan's experience in the 1990s. First, be aggressive and non-dogmatic in tackling the issue head-on. And second, heal the banking sector as promptly as possible.

The Bernanke Fed has been exceptionally aggressive in its response. They not only cut rates to near zero, but committed themselves to keeping them there for an 'extended period'. And they have been about as unconventional and non-dogmatic as any main central bank has ever been. In fact, many commentators have been critical of the Fed for being too aggressive in the use of its balance sheet to ensure monetary reduction.

Not only did Japan's central bank do almost the reverse of what the Fed has been doing, but they took too long to address their banking mess. They didn't fix their banks until 2002/2003. Their dilly-dallying through the 90s allowed zombie banks with huge non-performing loans to operate. This placed a heavy burden on the Japanese economy.

In contrast, the U.S. moved with breakneck speed to fix its banks – remember the 'stress tests' and TARP funds. Banks were encouraged to write-down their assets and assisted to recapitalize their balance sheets. A very steep yield curve, a direct result of the Fed's aggressive actions, is helping the healing process along.

While issues no doubt still remain with U.S. banks, they are the polar opposites of the Japanese banking sector in the 1990s.

Sustainable Economic Growth

Deflation in the U.S. remains a risk, but the Fed's aggressive actions significantly lower the odds. The discussion above shows that while the two economies faced similar shocks (real estate bubble bursts), the U.S. policy makers are benefiting from the missteps that caused and entrenched the Japanese deflationary spiral. The only scenario where the odds of deflation actually increase is if the U.S. economy goes into a double-dip recession. And it is considered that a very unlikely scenario.

The economy's growth momentum has slowed. But this is more in the nature of a transitory pause than a new downturn. Estimates for the third and fourth-quarter GDP growth rates have been coming down in recent days, but remain in the 2% to 2.5% range. This gives the economy enough momentum to push above-trend growth levels again next year.

While household de-leveraging remains a weak spot, specifically given the protracted labor market softness, the corporate sector is in excellent shape. This was unmistakably borne out by the solid second-quarter earnings reports and managements' earnings outlooks for the rest of this year and next. A very profitable corporate sector, flush with cash and beginning to loosen its purse strings for capital investments, remains the economy's core growth asset. With the labor market continuing to mend, albeit at a slower-than-expected pace, the economy's growth momentum will further widen.

With Germany recently reporting its greatest economic performance in years and the Chinese authorities expected to ensure a gentle landing, the international growth outlook remains supportive for the U.S. recovery as well.

What Does It Mean For Your Stock Portfolio?

If the economy is on course to avoid a Japan-like scenario and remain on a growth path, then what do we make of all those investment dollars going into bond funds referred to earlier?

It is expected that those investors to be in for a shock in the coming months and quarters. While treasury yields may go down some more due to continuing fears about the macro picture, the overall trend is clearly upwards. Treasury yields are bound to rise from the current historical low levels. And as this trend comes into play, bond investors will be facing significant capital losses.

Most individual investors get bond-market exposure through mutual funds. Take a good look at such holdings and cash in the gains while the going is still good. You can replicate any investment strategy and style in the stock market. The coming bond bust will let loose a torrent of new money in the stock market; get ready for that ahead of time.

There are those that have never been a big fan of passively owning broad stock market indexes through mutual funds. It is believed in conscious and deliberate stock picks, using a regimented investment framework. Stocks of companies that offer compelling products and services, enjoy above-average earnings prospects, and trade at reasonable multiples offer the best bet to generating stock market-topping returns.

Invest your time and money

In today’s world, nobody can do without investing. Investments have become one of the significant factors to live a secured life. You never know when an unforeseen event would destroy your existing lifestyle. Hence, it is essential to protect the future with good investment. If you do not know what kind of investments is better and whom to approach for help, you can browse through the Internet and find several investment service providers. On comparing their services and charges, you can select the one that best suits your budget and needs. Alternatively, you can just check out Queenbury Investments. This firm is widely accepted by the Australians.

You can browse through their site and understand their services. They will ensure that the financial security that you are looking for is available to you. The areas that Queenbury Investments cover are stock market, currency trading and tax-free investment. Talking about stock market, it is really a booming industry. Many people are making a huge sum of money through daily trading. However, in order to be successful in stock market, it is important to seek help from the experts.

And the experts are Queenbury Investments in Australia. They know when to buy and sell the stock to make profits. They are also capable of analyzing the market condition and accordingly predicting what could be the market position in the near future. Through their prediction, they purchase the shares that are expected to reach to a great height. Moreover, they also know what the right time is to sell the shares in order to prevent loss.

The other area of specialization – currency trading – is also something that can be your source to increase your wealth. In case you are not knowledgeable about foreign currencies, then Queenbury Investments is here to guide you. The firm will educate you with proper guidance. They will support you when you are taking your first baby step into currency trading world.

The next plan is tax-free investment. This is really the best investment option offered by Queenbury Investments as many people want to be tax-free. You can ask the professionals to add tax free investments into your existing portfolio, so that you are assured that your hard earned money is tax exempted.

Apart from that, they also give utmost attention to their clients’ funds. So, you need not worry about your finance. It will be effectively managed and traded by the dedicated team of investors. In Queenbury Investments, you will find professionals from various fields, making it possible for you to benefit immensely. There are bookmakers, trainers, accountants, mathematicians, professional punters and IT experts working aggressively to secure your financial future.

Investing your time and money in Queenbury Investments is surely an ideal option because your financial stability is assured! You will be offered the liberty to enjoy life to its fullest. Your family’s future will also be secured. Hire them now!

renowned companies

All the major companies have their shares listed on the stock market where anyone can purchase them and get real shares in the profits of the company. By purchasing stocks you also become a part owner of the company. With purchase of every stock you get a stock certificate which is also a document that now you are an owner of the company. Companies of different fields are listed in the stock market; from entertainment and fashion industries to technology and electronic industries stock certificates can be bought. These stock certificates not only mean a share in the company but it is symbol of pride too. All Stock certificate have a very special unique design and are made with special care for details.

Disney Stock Certificate can be a really good gift item and along with that you also get ownership of real shares in the company. Disney Stock Certificate can be a really good gift for occasions like birthday and baptism for your child. The Certificate has the pictures of Walt Disney and his most popular cartoon characters.

BP (British Petroleum) is one the biggest energy companies in the world, and is the largest supplier of fuel and energy for transportation and generating heat & light. BP stocks and bonds are also very popular among the shareholders. BP Stock has a very basic design to it; it has pictures of the Atlas man with globe on the shoulder and its world popular company logo.

Harley Davidson is the most popular name in the world of Bikes, and the company has a very big reputation all around the world. Harley Davidson stock certificate is a treat for every Harley Davidson bike lover. Every bike lover would love to have one of these Harley Davidson Stock certificate in their house or garage. The certificate has a basic layout and has the classic Harley Davidson logo on it.

These stock certificates come in various frames so that you can easily hang them in any part of your home, and can call yourself a proud owner of real shares in these companies. You can buy stocks of different companies and get stock certificates and fill your house or office with them and impress your neighbors and friends. Along with this stock certificate you get detailed documents, confirming your ownership in the company, these stock certificates have fixed signatures and stamp on them inside a stylish frame. Some of the stocks will pay dividends, so with time the value of these stocks and bonds will also increase. You can not only buy these shares in your name but you can also buy stocks to gift others. Having a stock certificate not only means that you have real shares in the company but these certificate also state that you are a proud member of these world renowned companies.

Monday, August 2, 2010

Stationary And Equipment

If you run a business you certainly don’t need to hear that there are many expenses to face. Everything from rental payments to utility bills, staff hire to office equipment; sometimes it seems impossible to stay on top of the outgoing funds. Fortunately, although many of those expenses can’t be reduced, there are certainly some that can. Office stationary and equipment can be sourced for a cheaper price than you might think possible, by following this simple plan.

Step 1 - Consider online sources

If you currently source your office stationary and equipment from a retailer close to you then you might wish to consider looking online. Online retailers do not need to run expensive shops or retail outlets, their goods can be stored in a warehouse, and this can help to lower the costs. Of course, when looking online for products for your business it is important to follow certain rules, the same for any purchase online:

Ensure that you’re buying from a reputable source. Can they provide references? Can you find reviews from other people that have bought supplies from them?

Purchase a small sample before ordering a bulk order. This will help you to ensure that the goods meet your needs.

Don’t be afraid to communicate with the supplier if you have any queries or questions about your order or their products.

Step 2 - Research a range of suppliers

There are many different suppliers that could provide you with all of the office equipment that you require. In order to secure the best price you will need to perform some research as to the deal that will offer the best value for money. Researching can take a while, so you should set aside a certain amount of time and spend it, and no more than it, looking around the World Wide Web. Look into the following:

Auction websites such as eBay may offer cheap deals but can’t always be sourced reliably.

Purely online retailers can be found by searching and will offer you a quote based on the goods that you require.

Local retailers might be more expensive for some items, but the ability to view products before buying is a positive.

National chain stores will sometimes provide voucher codes offering significant funds off your purchase.

Step 3 - Find suitable business voucher codes

Many websites that specialise in providing voucher codes will offer business specific solutions to help you to lower your costs. Once you know the best shop, or selection of shops, that will be appropriate for your needs you should also spend some time looking at these websites for money off coupons. Some shops may provide a percentage off your total spend, others free items and still others a set fee off your bill. Without much work you will soon find yourself able to significantly lower your costs.

Marketing Careers

Compared to the average growth rate in other employment sectors, the employment growth rate in PR marketing careers is significantly higher. But in spite of that you should expect keen competition if you are trying for entry level PR marketing jobs.

Those aiming for PR marketing jobs should complete their graduation in any subject and combine their bachelor’s degree with a degree or diploma in either journalism or media studies or mass media or public relations or such communication related fields from a reputed institute.

Along with that you need to complete an internship in public relations department of an office or show any other kind of similar work experience in related field. And needless to say, PR marketing careers require very strong communication skills as well as people and media management skills.

Job profile of PR marketing work

PR personnel or public relations specialists are also often known by the titles media specialists or communications specialists and aptly so. The main function of a PR personnel is to advocate the cause of clients who wish to maintain and build positive and successful relations with the general public.

Hospitals, universities, schools, academic institutions, non profit associations, businesses, MNCs, corporate companies, even the bureaucracy and the government hire PR marketing specialists to manage and preserve their positive public image.

All over the world, company heads have finally realized the vital link between the success of organizations & profit and good/excellent public relations.

That is why there is this sudden spurt in hiring trained and talented PR specialists who not only manage their public image, but also offer advice on communications policies and strategies.

PR marketing work involves the handling of different kinds of organizational functions and roles such as investor and employee relations; conflict mediation; interest group representation; political campaigns; governmental relations; industry relations; consumer relations; community relations; media management.

Another vital role that PR marketing professionals must understand thoroughly is the concerns and attitudes of broadcast and print journalism representatives, public interest groups, employees, consumers and communities so that an organization can maintain and establish cooperative relationships with all.

PR personnel in public sector or in government sector are usually known by the designation press secretaries. Their job is to inform the public with updated details about the activities of officials and agencies.

PR marketing professionals have to conduct and arrange programs like setting up speaking engagements or preparing public speeches for officials. They have to plan conventions, produce slide shows or films and different other kinds of visual presentations that are used during meetings and community projects. Drafting of press releases, arranging press meets, supervising the writing and editing of media releases are other functions of PR marketing specialists.

Display Advertising

Display advertising is a type of advertising that contains text, logos, advertising such as banner ad, skyscraper ad , static display ad, display ad, display advertising , animated graphics, online display ad etc.

Display ads don’t always provide clear-cut track-ability like other online marketing campaigns, but some analytics programs like Google, Yahoo.Full Analytics can show you the contribution of a display ad.

Display Advertising is most effective at driving conversions to other campaigns. The best way I can explain it is to think of a display ad as a teammate who makes an assist in a game. They do not always get the recognition they deserve, but without them, the goal wouldn’t have been achieved.

The display ad builder offers a convenient way to quickly and easily create an engaging rich media or display ad in standard web content formats using pre-made templates. Many people actually utilize display advertising , static display ad or online display ad on their website and on others. In fact, display advertising is a unique form of online advertising that uses text and other information on site.

Display advertisements are static and prominently displayed in a website. Unlike pop ups, they are non-obtrusive. They are simplistic, and a website can update its content without interfering with the advertisement. The ads are generally created by a marketing agency or the product developer. It can be adjusted and improved. If the ad does poorly, it can be replaced immediately. You can create an advertisement quickly.

Display advertisements take up low web space. They can also complement existing contents and layouts on a web page. Display advertisements could actually improve traffic flow to a website. You can create bold and effective marketing campaigns with less work.

A professional logo designer is what you require if you want a logo design for your company. Only well experienced & skilled designer can understand what is your requirements and provide you with the appropriate logo. The appropriate logo can create a lasting brand image for you. A design company with well skilled designers has the knack of creating a design that will mean sheer business for you. For a profitable design a logo design company is always the best choice. Hiring a professional design company has many benefits as it will definitely create the perfect desired design for you.

You may as well happen to find logo design company India which is a recent entrant in the design business but can be trusted for promised results.

You About Sales

Manatee County in South West Florida has an annual program called Project Teach.

The program objectives include: to illustrate the importance of first impressions, to explore the relationship between education and jobs, to provide a dialogue between students and adults in different careers.

They invite 140 volunteers to spend an hour with all the 4th graders in the county. As the class begins, each student is given a 3 X 5 card. They are asked to write the answers to the following questions.

How old do you think I am?

How many children do I have?

What kind of car do I drive?

What kind of pets do I have?

What kind of fast food do I like?

What kind of education do I have?

What kind of work do I do?

Here's what I learned from the 4th graders.

First impressions are very influential. My appearance and actions influenced how old they thought I was. First impressions are extremely important if you're a sales person.

In fact their first impressions of me, gave a class of 30 enough information to answer all 7 questions. Though not all students guessed correctly.

Here were some of their observations. No gray hair. Skinny. Spoke clearly. Dressed nice. Looked professional. Liked kids. No wrinkles. Tall. Hair brushed back. Good posture.

While some of their comments were flattering, especially when they were guessing my age, I was just plain surprised by their observations because they were only 4th graders.

Imagine then what a sales prospect or customer is thinking and observing about you during a sales call. Yikes!

One student said he thought I drove a Prius because his father did. Another student thought Burger King was my favorite fast food, because it was her favorite.

Half the class thought I was a teacher because I was talking to them in their classroom.

Several students did guess what kind of dog I have, what kind of car I drive, my favorite fast food, the kind of education I have, and to my complete surprise one student even guessed that I was a professional speaker.

All of this from a first impression. It reminded me once again that we are all walking billboards. We have to pay more attention to what we want our billboards to say about us.

Questions to ponder.

=> What kind of first impression do you create?

=> How can you change / improve your first impression?

=> What do you want your personal billboard to say about you?

I ended the program by giving them these 10 2-letter words.

"If it is to be, it is up to me!"

I also reminded the students that nothing in life is IMPOSSIBLE!

It's amazing what you can learn even from 4th graders - when you take the blinders off.

Sales tip - remember, in sales little things mean everything!

Speaking of "Little Things" I recorded a CD not too long ago "75 Little Things You Can Do To Grow Your Business."

Thursday, July 1, 2010

Staffing Company

Outsourcing is the best option that can be chosen for the business management and business development for your company, with which, you not only be able to save lot of time, but also money from your investments, which you can utilize in the other productive ways for the further business activities.

For the complete business development purpose of your company, it is very beneficial to hire dedicated offshore remote staff from virtual IT staffing company, as you can concentrate more on the other development strategies of your business rather than worrying about any other unnecessary matters.

It is very highly advantageous and recommendable as well to hire dedicated offshore remote staff from virtual IT staffing company, for which the following benefits can be obtained:

You can get more benefits in the way that you can concentrate more on the core business activities of your company than worrying about the things like setups to be made, high bills to be paid, salaries to be paid, taxes to be paid, etc. All these things bother more than anything else in any business. Once you hire dedicated offshore remote staff from virtual IT staffing company, all these tensions can be eradicated so that you can just rely and concentrate more on your productive business activities.

The dedicated offshore remote staff from virtual IT staffing company can offer you all the ways in which your projects can be developed with the help of all the researches and analysis of your company and other companies in the competition. With this, you will be able to get better idea as to which strategy to use for your business development and expansion.

The hire dedicated offshore remote staff from virtual IT staffing company would be working very hard and dedicatedly only for your project at a time which would make sure that they are not giving away your company information to anybody else, and are dedicatedly working only for your project at a time.

You can get in touch with the dedicated offshore remote staff from virtual IT staffing company hired by you for your projects as and when you want during your project development, so that you can get the project developed as per your preferences and business requirements.

You can save lot of time and money once you hire dedicated offshore remote staff from virtual IT staffing company, as you can get more projects developed in less time and with the budget set by you. All the system would be customized as per your requirements. This is the biggest benefit that you can get once you hire dedicated offshore remote staff from virtual IT staffing company for your business.

You can hire dedicated offshore remote staff from virtual IT staffing company more in numbers, as they are available at very affordable prices and with the best services ever available.

The dedicated offshore remote staff from virtual IT staffing company is available with the best experience and expertise in their fields such that you can depend on their work with very high confidence. Their expertise is always maintained with hard work and their efforts of studying the latest technologies, so that they can always offer the best services. And of course, as there is lot of competition in this field, if they do not succeed, you would hire somebody else insteadly. And so, they have to maintain the level of their work.

All these benefits are just the trailor that gives the proof of the efficiency that lies in your decision where you would hire dedicated offshore remote staff from virtual IT staffing company for your business development team.

Know more about how to hire dedicated offshore remote staff from virtual IT staffing company at affordable prices for your business without getting worried about your business development.

Footwear Market

India is standing on the threshold of a retail revolution and witnessing fast changing retail landscape, with footwear market is set to experience phenomenal growth in coming years. Besides, the ongoing financial crisis is unlikely to have any significant impact on the Indian footwear market as the demand for Indian footwear will continue to grow, according to our recent report, “Indian Footwear Market Forecast to 2012”.

Demand for high quality footwear produced in Europe and other parts of the world is expected to slowdown as people will look for medium or lower priced products. This is a good sign for the Indian footwear industry since India along with China is the main supplier of low-priced footwear. However, Chinese producers are facing serious problems due to rising labor cost, which has risen by around 40% since January 2008, and currency appreciation. Chinese products, which used to be cheaper by around 10% compared to the Indian products, are no longer cheaper. Implementation of the European Union (EU) anti-dumping duty.

Under these circumstances, India is the only major source for supplying medium and low-priced footwear. Moreover, most of the global footwear manufacturers, particularly European manufacturers who were sourcing from China, have now turned to India. Nike, Adidas and Puma are some of the footwear majors are expected to route parts of their production and purchase out from China to India.

This report provides extensive research and in-depth analysis on the Indian footwear market. The detailed data and analysis given in the report will help the client to evaluate the leading-edge opportunities critical to the success of the footwear market in India.

The forecasts and estimations given in this report are not based on a complex economic model, but are intended as a rough guide to the direction in which the market is likely to move. This forecast is based on a correlation between past market growth and growth of base drivers.

Advantages

One question that has been asked since the beginning of the 21st century is, “Is the invasion of privacy and security of one’s identity an unavoidable result of our society’s progress?”

Almost every transaction we do today requires documentation—receipts, records, borrower’s card, medical files, and so much more. We leave a ton of paper trail about ourselves and other people everyday and we have no way of keeping track of all of them.

The large amount of personal data floating around in society today leaves individuals open to having their privacy violated, sometimes with dire consequences. Incredibly, a stolen social security or credit card number is often all that is needed to perpetrate identity theft, a type of fraud in which a criminal assumes the victim's identity to obtain illegal credit and run up huge debts. Dumpster diving is also an alarming cause of identity theft because no laws have been approved to say it’s illegal to go through other people’s trash. Statistics are uncertain on identity theft, but one estimate by the U.S. Secret Service, which tracks major cases of identity theft, indicates that this type of crime was responsible for $745 million in losses in 1997, nearly $300 million more than the previous year. Credit companies say fraud inquiries have soared in the 1990s to about 500,000 cases annually. Financial and payroll records are one of the most easily acquired documents nowadays.

Medical records are another highly sensitive type of information that is ripe for abuse. Often assumed to be highly confidential as part of the patient-doctor relationship, electronic medical data in the United States actually has little in the way of privacy regulation.

As an immediate solution to these risks of identity theft, document shredding now comes to play. When documents have reached their expiry dates, or are simply taking up too much space, the best way to deal with them is to shred it. Shredding companies can basically take care of any private document you need to dispose of. They do it safely and securely, and can even come to you if you’re too busy to bring those files to them—mobile shredding. Secure shredding can help your mind off worrying about where to store or how to keep confidential files.

Their key shredding offers include mobile shredding (as mentioned above), X-ray film destruction, Medical files destruction, and off course, document shredding of everything you might want to dispose of like payroll records, annual revenue reports, receipts, old financial records, etc. If you no longer need it, then shred it.

You can spare yourself or your company from problems like identity theft and fraud if you take the time to take unused confidential files to a shredding company. Regulations of personal privacy, and security against acts like dumpster diving can not completely protect you from these crimes so don’t risk leaving them open to strangers. Know the importance of secure shredding. Protect yourself, your family, and your business by shredding.

Ask for a shredding company that is HIPAA compliant to make sure your files are properly and safely disposed of. Try Record Shred Inc. They serve the areas of South Florida including: Fort Lauderdale, Aventura, Hollywood, Hallandale Beach, Pompano Beach, Lighthouse Point, Boca Raton, Miami, Miramar, Miami Beach, North Miami Beach, Tamarac, Coral Springs, Coconut Creek, Davie, Cooper City, Weston, Sunrise, Palmetto Bay, Kendall, Homestead, and Plantation.

Things To Research

When looking for a perfect opportunity at a work at home mom site spend some time looking into different business opportunities that can be done in spare time from home. There are some great ways that moms make outstanding incomes from home with their own businesses. Many moms run web sites selling their own products and services or running an online store. Many work at home moms even sell other companies products and services for a commission or sell advertising space on their web sites. Auction businesses are very popular as well.

A work at home mom site will be filled with great resources from other moms who have created great businesses online from their homes. A web site is one of the best ways to go because it provides the most opportunities, great web site can be based on any theme and accomplish many goals from an online store which you locate products to sell and even using affiliate programs so that you do not need to find and stock hard goods. A web site based on great theme can do great in the search engines delivering tons of targeted visitors to the site and making money doing something that you love.

A web site can also be used to find advertisers and sell advertising space for a monthly fee. There are many web sites that make amazing incomes from such a business model. The best web site plans are able to capitalize on using many different revenue streams to increase profits for the business. By mixing in some products from an online store, affiliate program and advertising, there will be more for all the visitors coming into the site. The important thing is to come up with a theme and keep the content of the web site and the products on the site related to the theme, think like the visitors and what would be great products that they may be interested in.

Look for a work at home mom site that teaches Internet marketing and web site business techniques, there are many moms who have the great online businesses doing what they love. A web site business can be started quickly and cheaply but it does take some work and a decent amount of time before sales and money come pouring in. Once over the beginning stages and enough pages have been added, as well as the search engines indexing and placing the pages in the search results, the traffic coming into the site will increase each month. Over time the growth can become a substantial income that builds and builds.

If one does not have much time to spend working towards a web site business than using auction sites may be a better fit, look for a work at home mom site that caters to online auctioneers. An online auction business can be very lucrative and there are many people who make full time livings off of the auction sites. Auctions are easy to set up and the big auction sites have a wealth of visitors coming into them looking for products. A web site business provides better results in the long run but for anyone looking for a quick and easy home business auction sites should be researched, and they do take research to find the right products that make money with auctions.

A great work at home mom site will have the great resources for starting a home business with a web site or through online auctions. These two business models provide a great opportunity to make money from home using the net. There are a lot of moms who have been able to build great businesses using these two business models and there are many online groups and forums devoted to helping others get started. Some of the most resourceful and helpful information about online business usually can come from a work at home mom site.

SBA Financing

Yes it is. We believe that we have hit bottom and are on the way back to recovery. Consumer spending is up, the secondary market for SBA loans is robust and banks that are healthy, seem to have regained their desire to lend. However we are talking about a start here, not a full fledged recovery - yet.

The challenges borrowers have faced in the last 2 years in terms of getting an SBA loan have been fierce and many. For example, the tightening of banks underwriting parameters, the national drop in property values, the decline of most banks plain desire in doing any type of commercial loan, as well as the weakening of borrowers businesses themselves, have caused many SBA loans to result in decline.

Of all the challenges listed above and perhaps the most obvious, has been the general trend of banks pulling out of the market. This has been particularly frustrating for small business owners as they have zero control over this. We estimate that literally 70% of the banks in the nation pulled out of the market. Now we are seeing banks and lenders starting to come back, al be it slowly, and are interested again in looking at loan requests.

The issues here are complex and vary from one bank to the next. For example many banks are not healthy enough to lend per the FDIC regulations. Some have just been conservative and wanted to wait it out.

As far as underwriting parameters we are seeing a general loosening. For example, declining gross sales, which has been one of the main reasons for borrower decline is less of an issue if the year to date numbers show stabilizations. Declining property values have also been a major problem and we are seeing values stabilize in some asset classes (like apartments) and in some areas like Texas.

Most of the issues are intertwined and connected here. It’s a classic catch 22. However as the general economy continues to improve many of the existing issues will likely take care of themselves and SBA financing will return to more healthy levels.

Thursday, April 1, 2010

The Vemma Business Opportunity

Vemma was found by the Boreyko family, operates beneath the parent company New Vision. New Vision is a health and wellness company who has specialized in the distribution of wellness products for over 14 years. With over $1 billion in total retail sales, New Vision began its conquest toward liquid nutrition by introducing a best-selling liquid mineral supplement in North America.

Vemma integrates the skill and business wisdom of New Vision and implements this knowledge on behalf of its new line of products. Via the same concepts and product research developed by New Vision, Vemma plans to make a strong impact on the health and wellness market�an impact similar to the one New Vision made so many years ago.

The focus of Vemma�s current sales campaign is on a beverage called NEXT, which is an all-around health tonic. NEXT is designed to aid in the development of young children. The company uses a barrage of insider lingo and nutritional information to attract health-conscious and fingernail-biting parents, almost coercing them into buying their product because it is �essential� to the healthy development of their offspring.

This company�s spotlighted product differs from many wellness beverage MLM company�s products because of its angle on the parent demographic. Instead of trying to sell energy drinks to the overly saturated kid and young adult markets, Vemma Builder Business is taking a new approach and selling developmental drinks to parents. Let�s face the reality though, there is a lot of competition out there for these kinds of products these days. That is exactly why you have to learn to brand yourself in the market place and set yourself apart from everyone else if you want to have success.

Is Vemma a scam?

Vemma is not a scam. Despite what some may say, selling nutritional beverages and paying people to be brand representatives for those nutritional beverages is not a crime. At Vemma, you can get involved with the company as a referring customer, or an individual who simply gives referrals to the business. The company�s advertising campaign focuses on paying associates for personal referrals rather than banners on websites or in magazines.

Vemma boasts that they spend $500 million a year paying brand representatives to sell their products. Their method of advertising, says the company, has been extremely effective thus far.

Can I make money by representing Vemma?

Vemma Builder generates profits. Can you become a part of this revenue stream? That�s a question you must answer for yourself. With no costs to start up and a fairly good-looking entry-level package, Vemma can be a moneymaking opportunity for the serious entrepreneur, just like many of the companies out there.

How do I succeed using the Vemma business model?

Success with a company like Vemma, with a product like theirs, depends solely on your ability to market yourself and your network as a unique, essential, and important part of the community. If you have what it takes to do that, then you already know how to succeed with the Vemma opportunity. Unfortunately, most people only think they know how to succeed at marketing a product or network on the internet. These people get involved with companies, or worse, they start their own business, and their funds and assets dry up as they pump countless dollars and hours into ineffectively marketing and selling, when they should be funneling their time and attention to branding themselves on the internet via attraction marketing.
Have you ever heard of attraction marketing? Perhaps you have heard of it, but do you have any idea how it works? Do you have any idea how to implement the concepts of attraction marketing to compete against the thousands of other people who represent similar competitive products? What about others who use attraction marketing to build an effective network at Vemma? Are you prepared to operate on their level?

Odds are, you are not familiar with the proper approaches to attraction marketing. All it takes to understand attraction marketing is a bit of research and thoughtfulness.

Send Out Cards Business Review

Let me preface this review by saying that I use thistool as a marketing tool to enhance my primary network marketing business and I think it�s a great service. Now let�s take a closer look at what it takes to to make it happen doing this.
Send Out Cards is a six-year-old online greeting card company which was founded by CEO Kody Bateman in 2004. The company was founded when Bateman realized that people were spending entirely too much money and taking entirely too much time to go through the traditional greeting card process. With grand ideas about enhancing the greeting card market, Bateman began growing his company. Over the course of the next five years Bateman skyrocketed from having only one printer in his garage to operating a multi-million dollar greeting card business.

His business, he soon realized, would be an excellent way for other individuals to earn income as well as enhance their abilities to deliver greeting cards at lower cost and improved quality. Thus, the Send Out Cards business opportunity was born.

Send Out Cards? What kind of a name is that? This sounds like a scam.
Send Out Cards is not a scam. Despite press from competitive companies or internet bloggers, Send Out Cards operates as a legitimate, successful, and helpful business to clients and associates across the United States. Send Out Cards is an opportunity that requires networking skills on the behalf of the associate, which is why some individuals do not meet the level of success they desire. It is due to this lack of personal success that rumors get spread about this company, as with any MLM company, being a scam.

Should I do this and make money?

Does a wild grizzly bear eat raw trout? Of course, you can make money with Send Out Cards. They wouldn�t be a multi-million-dollar organization if no one was making money by working in their company. How much money you make, and the amount of time and effort you must give to make it, are factors that only you can determine.

to begin with, you must consider several things before joining any MLM company. First of all, you must ensure that you have the time necessary to grow your business. If you don�t have the physical time to succeed, you will almost inevitably fail. Secondly, you must ensure that you are interested in the product and the company you are considering joining. If Send Out Cards is something you think you could work on and benefit from, then by all means get more information and start planning your strategy.

Just remember that making money with any MLM company is possible, but it is not always a given that you will make this money (in fact, some people lose money) if you don�t know what you�re doing and you don�t have people skills or marketing skills.

How can I succeed with Send Out Cards?

Success with a company like Send Out Cards isn�t necessarily easy, but it�s not rocket science either. People succeed with MLM businesses all the time, and the information and techniques they use are published all over the web. Doing research and preparing to start your business are the most important aspects of setting yourself up for success.

There are two keywords to bring to mind when you�re thinking about success with Send Out Cards: Attraction Marketing. Attraction Marketing is an essential marketing technique that works over the web to create a unique and interesting persona for you, your product, and your business. Unlike other businesses and business owners who are stuck in the olden days of advertising (and probably doing poorly because of it) Attraction Marketers who understand modern media and modern communication are taking the world of online marketing to the next level.

To put it as plainly as possible: Attraction Marketing means more cash. There is no way of getting around it. If you know how to market your product and your services on the internet, you will have the capability to grow your business at an almost embarrassing rate. While your competitors will be struggling, sometimes failing, you will be enjoying the successes earned to you by the research you did on the front-end, before your business hit the ground.

New MLM Company Numis Network

Numis network is a new MLM company that is marketing a product people need and want more of, money. The company offers the most unique network system designed to generate money by collecting valuable assets and not consumables as most MLM companies are based upon.

This new MLM company, young as it is, has already created a niche of its own. It�s not a surprise that so many people are getting positioned with this company already. An entrepreneur would be able to see the opportunity here. This is not just paper money. this is REAL MONEY that you are dealing with. The leadership in Numis Network is solid and their experience is hard to match. In addition to having a unique product, no competition and powerful leadership, Numis Network also has a system that is streamlined for online marketing. It means that your market is virtually boundless and your potential leads will also surely be countless.

The term �numis� is actually a short word for �numismatic� which means �study or collection of coins.� In the same way, Numis network is a new MLM company which deals with collectible coins, but not the ordinary type of collectible coins that you will see anywhere in the internet or from Ebay. These are graded gold and silver numismatic coins. These are coins that are valued far from bullion coins if you are familiar with those. Numismatic coins are graded by the strictest coin grading associations such as ANACS, NGC, and PCGS where they base value on each coin�s rarity, metal content, physical condition and market demand. Numis network only sells coins that are rated at as the highest quality MS70 on the Sheldon Scale. If you are Numis network member, you will have the opportunity to collect these highly valued collectible coins at a below market price.

It is exactly the essence of becoming a Numis network associate, to earn real money and increase wealth by accumulating valuable coins at the same time. You have in a win-win situation. Even if you don�t make money in the business, you are still increasing your wealth by collecting coins because their value increases over time. Let�s take for example, the MS70 Silver American Eagle which is the most popular collectible coin is a numismatic coin. This same coin from 1997 is worth $500 today in the market. Imagine its value on the next five years again and the tremendous amount of money that you will gain if you have like a dozen of them. Joining a new MLM company like Numis network is definitely the right move if you want to secure your future.

Now is the perfect time to join Numis network. This company just started in August but had already helped hundreds of people to start living their dreams. It�s because Numis network is like a fresh, young raging bull in the MLM networking world. It�s a new MLM company but it has established itself already in a $10Billion industry with a $100 Billion world wide market. Imagine yourself being backed-up by this super power company and you will feel the difference. You will never have to feel that same way again when the company you have invested upon, your precious time and money, pops like a bubble.

Numis network is being managed by hard-core network marketing leaders such as Jake Kevorkian, Ian Cordell and Chris Kent. Jake Kevorkian has years of real-life experiences in network marketing. Ian Cordell and Chris Kent have vast experience in network marketing and have created a software company that has become the leading software company used by hundreds of network marketing companies for the past 9 years. Their experiences taught them the perfect type of network marketing business which is built on accumulating wealth rather than spending it. They definitely hit it right on spot by coming up with a new MLM company which offers the most unique, high demand network marketing product on the plant; money.

When you join Numis network, there is no other way than to move forward to your success, lightning fast! This is nothing like the new MLM companies that you see sprouting here and there. You will be doing what the wealthy people are already doing, accumulating assets rather than debt. You will be involved and partnered with the best internet marketers and you will have direct contacts with company owners themselves. You will be able to access the most effective online marketing funnels ever built in world wide web and before you know it, you could be on top of what is about to become the most powerful opportunity seen in the network marketing industry. Even better yet, if you think you are still not up to marketing right now because of certain preoccupations, you can still start accumulating wealth by collecting your assets at below market price. Definitely a win win situation here, just like all current Numis network associates, you are targeting your life long dream of success.

How to Generate a 10-15 MLM Business Leads

Personally I had never thought much about linked in as a lead generation source until I listened to Larry Beachams LinkedIn webinar where he revealed how he has generated up to 40 MLM business leads in a single day on LikedIn! If you know anything about Linkedin you know this is not an easy task!

Here�s the main take home point that Larry teaches in his training that you MUST get if you want to be successful in attraction MLM business leads on LinkedIn. First of all Linkedin IS NOT FaceBook, Myspace or any other social network site. It is a professional site with over 47 millions users from 200 countries. The average income for Linkedin users is $110,000 a year, which is the top 5% earners in the world. All the executives from furtnan 500 companies are on Linkedin.

It�s very important that you conduct yourself in a professional manner and follow some key rule on linked in if you don�t want to get into hot water. Number one you can�t just add random people on LinkedIn. Most people will not accept you unless they know you in some way. Also never, ever, ever promote your mlm business or products on your profile. As always, lead with value and brand yourself, not your company. Build relationships and through those relationships you will be able to share your business opportunity in an appropriate, respected manner.

To be able to be successful in using LinkedIn, you will need to create a professional profile and this is very easy to do in Linked In. Fill in your personal details especially your educational profile and relevant employment history. Get at least three network recommendations to back up your career history. And in Company Details, resist the temptation of openly promoting your company or product.

Another primary way to be successful in LinkedIn is by being able to establish your value by using the right way of communicating with other LinkedIn members. There are key ways of doing this but the most important thing to remember is that building relationships can�t be forced. These relationships, if you want them to be fruitful in the end, should be built slowly but surely. Always have genuine interest in the people you are dealing with and build rapport, just like you always do in traditional businesses.

Finally, being successful in LinkedIn means you seek the right audience. By doing this, you will eventually learn what they really want and need and how you can bring a solution for their biggest challenges. Larry Beacham related these actions as similar to fishing. You must know what types of fish you really want to catch, where these fish are located, and what kind of bait you are going to use to catch them. You can do this by joining relevant groups and by providing value to the people in your groups.

Stock Picking Market

Stock picking in 2009 was a year when even monkeys could have made a lot of money in the stock market.

Maybe you've heard the story from the 1980s, which was argued in a popular investing book, that a bunch of monkeys throwing darts at a list of stocks could make stock picking that would beat those of investment professionals.

Last year, as the huge stock rally lifted all boats, everyone from the professionals to those who didn't have a clue (including monkeys) did quite well for themselves as long as they were invested in equities.

Stock picking in 2010 is shaping up to be quite a different stock picking market. It's rare to see two consecutive years of huge gains, which means 2010 will likely see a modest, if any, return. 2010 is going to be a stock picker's market. Those in certain sectors, and stocks, will perform better than others.

3 Ways for Stock Picking That Could See Upside in 2010

1) Look For Growth Overseas

Yes, international investing has been hot. In 2009, emerging market stocks soared on hopes of the recovery. However, there is always a concern that this trade is getting overplayed.

But stock picking has an advantage over those who simply buy an index or a basket of stocks from a particular country. They can choose companies that have a growth story and attractive valuations. There are plenty of Chinese companies that are not connected to the overheating real estate market and that are even considered value stocks, with low price-to-earnings ratios. For instance, China will soon surpass the United States as the largest car market. What Chinese companies are poised to benefit from automobile demand?

Investors can also play the international growth story by choosing American companies that have a large international presence. Many multinational companies with famous brand names do 50% or more of their business in international markets.

2) Commodities Have Made a Comeback

Commodities were the big story of 2008 as crude oil hit an all-time record. Commodities prices were crushed in the global recession. But in 2009, a slow comeback began that appears to be continuing into 2010.

As the recovery takes hold, commodities will be one of the first areas to show a turnaround as manufacturers ramp up production to meet growing demand.

Investors can invest in the area through any number of commodities and commodities-related stocks, including energy companies, oil services companies, miners and agriculture businesses.

3) Don't Forget the Building Blocks

While the recovery appears to be taking hold, the companies that supply the building blocks are still in a good position to benefit from it, especially as government stimulus programs continue to wind their way through the global economy.

Look at machinery companies, construction firms, equipment manufacturers, and chemical companies. We've already seen earnings jump in the chemical sector, which is a reflection of growing demand.

Putting it All Together to Make an Exciting Stock Picking Portfolio for 2010

We used all 3 of these strategies at Zacks to formulate our Top 10 Stocks for 2010. We started with a large universe of stocks and used both Zacks Rank and Zacks Recommendations to narrow the list.

But then the complex part began. We used our stock picking talents to put together 10 stocks that, for the first time, are heavily weighted towards international stocks and American companies that have substantial international business. We weren't afraid of the emerging markets. We ended up stock picking several companies that we hope will continue to grow as the living standards rise in those countries.

Stock picking in 2010 will be an interesting year to be an investor. The rising tide has lifted all the boats. Hopefully, you can tap into those areas that are poised to benefit from the recovery and growth in the global economy.

Achieving Financial

Are you ready too learning how it is possible to begin in the achieving of financial independence through joining an online network marketing opportunity? This a simple yet very important question to some one that may come across into your mind when you are seeking also for someone ones real point of view through reading the best articles. Achieving financial independence is seeking for the real life with your own ready to face the different strategic planning to become a successful individual.

In a more elaborative knowledge let us now take the first idea for achieving financial independence. Your first step will be finding an online network marketing opportunity that will going to let legit, affordable as well as it offers a valuable service. You must make sure that this opportunity fits is going the description that I just give you to make sure that their must be a total achieving financial independence that will lust and will not disappear. Talking on the success of achieving financial independence you will have a business that is going to be log-term and attach with you.

And you know the quickest and easiest way to get what you want is to leverage the forex market to create massive amounts of wealth. Heck, when you're making a killing out of the forex market, you can pretty much "write your own ticket". Want to go on a "spur of the moment" vacation with the family, staying in the best hotels and eating at the classiest restaurants? No problem. Want to sleep in every morning? You got it. Feel like blowing off "work" to spend the day with the kids? Hell, why not – you’re your boss after all.

And you definitely don't have to stress out over "making ends meet" or "living within a budget". After all, when you're able to exploit the forex market to line your pockets with cold, hard cash, nothing is financially out of reach for you. Having your house and car fully paid off? Of course that's a given. A college fund for the kids? Piece of cake, a cutting edge flat screen TV that you need a forklift to move? Why not? With all the money that men and women just like you are making out of forex, these "basic luxuries" are really just the beginning of what you could accomplish.

No matter what you do, you just can't seem to "crack" the forex market and start making the kind of money that everybody else seems to be. There are money-making opportunities almost every day in the market, and every extra day that you put off joining may cause you to miss out on yet another winning trade.

If you've been struggling to make a decent profit in forex, just think: do you think you can achieve the success you've always wanted by doing the same things over and over again? Or do you think that you are now finally ready to take a step forward and regain control of your life. Let me show you how you can create the lifestyle you've always wanted, both for yourself and for your loved ones. This one step will change everything for you.

Stocks or Etfs

All traders, when they first come to the market are facing a simple question what to trade and what trading vehicle to choose for investments. While there could be different ambitions and some investors are coming to the market for gambling with a purpose of becoming rich in short period of time I would like to focus on simple investors who have came to the market with confusion and would prefer some not extremely big but stable increase in investments.

Majority of people are coming to the stock market without knowing anything how the market works. All they usually know is that you may invest into stock. They start to look for good stocks and very soon they become frustrated - they start to understand that in order to select a few good stocks they are required to go through hundred of stocks, compare their performance, their reports, study fundamentals, etc.

When I ask some of my friends-traders about ETFs (Exchange Traded Funds) I hear the standard answer that they became familiar with stocks and they prefer to trade stocks. My second question usually is about how he/she does analysis to see what to trade and where to trade (long or short). Now comes interesting part. I would spread their stock analysis in several steps.

Step 1: Spend 1-2 month going through hundreds of stocks from different industries. As a rule, this stage of analysis includes going through earnings and other reports, comparing stock's performance, analyzing the market sector the stocks belongs to, etc. All this ends with selection of 2-10 stocks that a trader became familiar with and considers that they are good for investments.

Step2: Subscribe to the reports, charts, quotes that cover selected stocks and could be used for further analysis on regular basis.

Step 3: Start to trade by analyzing the selected stocks on the regular basis (doing fundamental and technical analysis). In addition a stock trader continues to analyze selected industry and the whole market - you need to know where the industry and market are going do not to lose the stocks.

Doesn't it look complicated? Especially when it comes to the fundamental analysis of all the reports... People are learning in the universities how to correctly analyze and evaluate a public company. Do you think an "average Joe" has time and is able to learn all the aspects of the fundamentals and apply it on practice? I am sorry for being sarcastic, yet, I am a little bit skeptical about retail traders (including me) and their abilities to perform liable fundamental analysis of stock. Maybe you can skip fundamentals if you are day trader and trade stocks in short-term, however if you are investing your pension for longer-term you have to do fundamentals - otherwise it is not an investment but a gambling.

So, what is the solution? For me, I trade Exchange Traded Funds. There are plenty of very active ETFs: QQQQ, SPY, DIA, XLF, IWM, etc. The biggest advantage of ETF is that I do not have to do fundamental analysis - no complicated and time consuming job - all fundamentals are done by professionals who manage indexes that are tracked by ETFs. All I do is the technical analysis of indexes I trade. Index analysis is a stock, industry and market analysis at the same time. For instance when I analyze S&P 500 index, the result of the analysis could be applied to trade SPY stock (S&P 500 index tracking stock). At the same time S&P 500 is considered as a barometer of the US stock market and S&P 500 index analysis reflects sentiment on US stock market. So, tell my why should I not to trade SPY, QQQQ and other ETFs and why should I go into complicated stock analysis.

The Counter Bulletin Board OTCBB

Penny Stock Investing is sometimes highly profitable. Have you ever thought of trading penny stocks? You must have heard a lot about penny stocks. So where do you find penny stocks? Penny stocks are listed on OTCBB ( Over The Counter Bulletin Board) and Pink Sheets. Sometimes you can find real gems on OTCBB and Pink Sheets. You never know. Penny stocks have risen from a few cents like $0.1 to $100 in just matter of days. Those who learn how to spot the right penny stock that is poised to shoot up make a lot of money within a short span of time.

So what is this OTCBB ( Over The Counter Bulletin Board)? OTCBB was started on trial basis in 1990 as a result of the Penny Stock Reform Act of 1990! Penny Stock Reform Act of 1990 manadated the Securities and Exchange Commission (SEC) to start an electronic system that could provide real time price quotes of penny stocks. For three years, this electronic system was tested on trial basis.

This electronic system was started to provide investors and traders to have the spread of price quotes and trade transaction information. In 1993, all firms whose stocks got traded as domestic Over The Counter Equities were required to report the trades on ACT ( Automated Transaction Service) within 90 seconds of the transaction. This mandatory requirement was meant to provide the investors and traders with the knowledge of how many trades are taking place for a particular penny stock, buy and sell volume in real time and the direction of the trade.

Upto 1997, companies were not required to file its quaterly and yearly financial reports with SEC. So many companies kepy on trading without disclosing much of their financial information. This lack of information about the financials of a company made it difficult for analysts, potential investors and traders to research penny stock companies. OTCBB was made permanent by SEC in 1997 with some modifications.

An investor was hamstrung and was forced to rely on the press and communication with the company for information. A company would issue a press release that it made $50 million quarterly earnings with no information on its debt or expenses. This made it difficult for many investors to invest in these companies. Many investors stayed away from what could have been a lifetime opportunity.

SEC realizing this lack of public disclosure instituted the Eligibility Rule. What the Eligibility Rule stipulated was that all companies that traded on OTCBB were now mandated to report their financial informtion to SEC. If a company failed to report its financial statements to SEC, a small e was added to the penny stock ticker symbol of that company on OTCBB so as to alert the investor and traders about the lack of public disclosure. That company was given a grace period of 30 days to report its financial statements to SEC. If still some companies did not comply, they were delisted from OTCBB. Now their stocks could only be traded on the Pink Sheets.

Now, Pink Sheets are for those stocks that do not fulfill the Eligibility Rule of OTCBB. Pink Sheets do not have many rules or much oversight. This makes the Pink Sheets just like the era of Wild West. Still, Pink Sheets have many hidden gems listed on them and if you do your research right, you can uncover these hidden gems!